The article, "Using Technology to Improve Crop Yields for Smallholder Farmers," by Bolaji Obe, Onesmus Mwangolo, and Eugene Amusin of Citi describes how partnerships between Citi and non-profit organizations to promote innovative digital payment technologies have made it easier for farmers to obtain financial support. Kenya smallholder farmers rely on cash for loan repayments, and the entire process to update the loan balances and reconcile the bank statements can typically take weeks is prone to uncertainty, leakages, inefficiency, and insecurity. To address this challenge, Citi Kenya and Citi Inclusive Finance worked with One Acre Fund to shift farmer repayments from cash to digital using the Citi M-Pesa mobile collections solutions, which improved the efficiency, transparency, and security of the interactions. The article can be found here.